Whether you are a first time buyer, stepping up and /or the sophisticated buyer, I can provide you with the information you need, and help guide you through the many decisions needed to purchase your new home.
The following are some of the many steps that I will be able to help you with.
Getting started by pre-qualifying for a loan:
Finding out the amount you qualify for.
Determining usable equity in your current home.
Calculating property taxes and insurance.
Estimates of closing costAvailable Properties:
Multiple Listing Information.
In house Exclusive Listings.
Making appointments to view.Disclosures:
Geological/Hazards Report.
Retrofit requirements.
Pest/termite reports.
Home inspection services, roof, chimney, septic tanks, and well reports (if applicable)
Preliminary Title Reports
Preparing your property for sale. How well does your property show? Get organized and create that spacious look. Clean out the closets and paint where it's needed. Basically, get ready to move. Plant new flowers or shrubs to help give a fresh look. Buyers will see your motivation by how well your house shows.
Relocating:
Stepping up? Stepping down?
Transferring the utilities and services to your new residence co-coordinating with the buyer.
Determining usable equity in your current home.
Calculating property taxes and insurance.
Estimates of closing cost.Available Properties:
Multiple Listing Information.
In house Exclusive Listings.
Making appointments to view.Disclosures:
Geological/Hazards Report.
Retrofit requirements.
Pest/termite reports.
Home inspection services, roof, chimney, septic tanks, and well reports if applicable.
Preliminary Title Reports
REALTOR® --
A registered collective membership mark which
identifies a real estate professional who is a
member of the National
Association of REALTORS®-California
Association of REALTORS®-Monterey
County Association of REALTORS® and
subscribes to its strict Code
of Ethics.
Visit Chicago Title's
Buyers Resources Center |
Sellers Resource Center
Escrow:
Your Escrow Officer is a professional, neutral, third party who receives information from both sides of the transaction. The escrow instructions are carried out according to the contract written between the two parties. They also receive the deposit funds, which are credited to the buyer toward the down payment. Closing is often referred to as "Signing off" on escrow instructions." Usually done a week to five days prior to the actual close of escrow.Signing Off:
Title Insurance.
Reports (Misc.)
Financing Terms.
Debits & Credits.
Fees and Services.
Recording the deed.
Note: If the transaction is cancelled then both parties must agree to release these funds. In case of a dispute; then an arbitrator or a court of law determines the out come of who receives what funds or perhaps a division is made depending on the reason for canceling escrow.
Melissa
Gerardi, Escrow Officer
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