BUYER'S TIPS

Whether you are a first time buyer, stepping up and /or the sophisticated buyer, I can provide you with the information you need, and help guide you through the many decisions needed to purchase your new home.

The following are some of the many steps that I will be able to help you with.

Getting started by pre-qualifying for a loan:
Finding out the amount you qualify for.
Determining usable equity in your current home.
Calculating property taxes and insurance.
Estimates of closing cost

Available Properties:
Multiple Listing Information.
In house Exclusive Listings.
Making appointments to view.

Disclosures:
Geological/Hazards Report.

Retrofit requirements.
Pest/termite reports.
Home inspection services, roof, chimney, septic tanks, and well reports (if applicable)
Preliminary Title Reports
 

 

SELLER'S TIPS

Preparing your property for sale. How well does your property show? Get organized and create that spacious look. Clean out the closets and paint where it's needed. Basically, get ready to move. Plant new flowers or shrubs to help give a fresh look. Buyers will see your motivation by how well your house shows.

Relocating:
Stepping up? Stepping down?
Transferring the utilities and services to your new residence co-coordinating with the buyer.
Determining usable equity in your current home.
Calculating property taxes and insurance.
Estimates of closing cost.

Available Properties:
Multiple Listing Information.
In house Exclusive Listings.
Making appointments to view.

Disclosures:
Geological/Hazards Report.
Retrofit requirements.
Pest/termite reports.
Home inspection services, roof, chimney, septic tanks, and well reports if applicable.
Preliminary Title Reports

REALTOR® -- A registered collective membership mark which identifies a real estate professional who is a member of the National Association of REALTORS®-California Association of REALTORS®-Monterey County Association of REALTORS® and subscribes to its strict Code of Ethics.

ESCROW INFORMATION

Visit Chicago Title's
Buyers Resources Center | Sellers Resource Center

Escrow:
Your Escrow Officer is a professional, neutral, third party who receives information from both sides of the transaction. The escrow instructions are carried out according to the contract written between the two parties. They also receive the deposit funds, which are credited to the buyer toward the down payment. Closing is often referred to as "Signing off" on escrow instructions." Usually done a week to five days prior to the actual close of escrow.

Signing Off:
Title Insurance.
Reports (Misc.)
Financing Terms.
Debits & Credits.
Fees and Services.
Recording the deed.

DOWNLOAD AND PRINT
8 Ways To Hold Title

Note: If the transaction is cancelled then both parties must agree to release these funds. In case of a dispute; then an arbitrator or a court of law determines the out come of who receives what funds or perhaps a division is made depending on the reason for canceling escrow.

Melissa Gerardi, Escrow Officer
Old Republic Title Company
Specializing in Mobile Manufactured Home Escrows.
2121 41st Avenue, Ste. 111 Capitola, CA 95010
Phone: (831) 462-0770

 
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